---
title: ACGA Rates Remain Well Below NY Maximum Annuity Rates
description: New York has announced maximum annuity rates for NY donors 7/1/2024 - 12/31/2024. All remain above the corresponding max rates suggested by the ACGA
---

[PG Calc Blog ](https://blog.pgcalc.com)

# [ACGA Rates Remain Well Below NY Maximum Annuity Rates](https://blog.pgcalc.com/acga-rates-remain-below-ny-max-annuity-rates)

 Written by [Bill Laskin](https://blog.pgcalc.com/author/bill-laskin) | Jul 24, 2024 8:00:00 PM

New York has announced its maximum one-life annuity rates applicable to immediate gift annuities issued to New York donors from July 1, 2024 through December 31, 2024. All these rates remain well above the corresponding maximum annuity rates suggested by the American Council on Gift Annuities (ACGA). New York does not publish its maximum annuity rates for two-life immediate gift annuities, nor for one-life or two-life deferred gift annuities. However, PG Calc is able to compute these New York maximum rates ourselves, and we have spot-checked these rates over a range of typical ages and deferral periods. In every case, the NY maximum rate is well above the corresponding ACGA rate.

All of the above means charities can offer ACGA rates to all New York donors through at least the end of 2024 without running afoul of New York’s maximums.

[View full post](https://blog.pgcalc.com/acga-rates-remain-below-ny-max-annuity-rates)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Bill Laskin"
  },
  "dateModified" : "2025-02-12T15:39:48.854Z",
  "datePublished" : "2024-07-24T20:00:00Z",
  "headline" : "ACGA Rates Remain Well Below NY Maximum Annuity Rates",
  "image" : {
    "@type" : "ImageObject",
    "height" : 900,
    "url" : "https://20294318.fs1.hubspotusercontent-na1.net/hubfs/20294318/Imported_Blog_Media/New%20York%20State%201800x900-1-1.jpg",
    "width" : 1800
  },
  "mainEntityOfPage" : "https://blog.pgcalc.com/acga-rates-remain-below-ny-max-annuity-rates",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60,
      "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png",
      "width" : 60
    },
    "name" : "PG Calc Blog"
  }
}
```